Margin deposit insurance enterprises capital threshold to be raised over 90% banking is not up to

Every reporter Yang Jingxin from administrative measures of Beijing capital margin of China insurance regulatory Commission on 18th of the insurance companies (draft for soliciting opinions) (hereinafter referred to as administrative measures), will increase the insurance company capital margin deposit threshold, required margin deposit Bank net assets of not less than $ 20 billion of insurance companies. Journalists by 2011 a quarter and 2010 annual report on the Bank of incomplete statistical data currently reach the margin deposit insurance and enterprise standards of the joint-stock banks and city commercial banks amounted to 18. Analysts said more than 90% Bank in "$ 20 billion" hard targets and insurance enterprises capital margin right before. 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"In terms of dispersed insurance company risk capital margin, 2007 China insurance regulatory Commission has issued documents, insurance companies are able to select one to three national Chinese-funded commercial banks. Now, taking into account the development speed and security deposit the amount of the insurance company, centralized storage of a bank's risk have already stand out. Therefore, the insurance regulatory Commission wants insurance companies to spread risk and selected as capital margin of more than two commercial banks deposit banks. "The PBoC said. In addition, this time the management approach also added a section, the insurance company capital margin should be deposited in the insurance companies corporate domicile, municipalities, cities or the capital city of the specified Bank, and 2007 interim measures did not make this request. Nine banks is not up to the new management approach will become Bank "kicked out of the" risk margin business enterprise capital. Reporter by Bank 2011 a quarterly and the 2010 annual report does not full statistics, currently only ABC (601,288, unit 's) (601288,SH), and traffic Bank (601,328, unit 's) (601328,SH), and industrial and commercial bank of (601,398, unit 's) (601398,SH), and construction Bank (601,939, unit 's) (601939,SH), and Bank of China (601,988, unit 's) (601988,SH), and CITIC Bank (601,998, unit 's) (601998,SH), 18 home Bank net assets over 20 billion yuan. Among them, city commercial banks only in Bank of Beijing (601,169, unit) (601169,SH), the Shanghai Bank, Bank of Jiangsu three asset compliance. If by the end of data, listed banks Bank of Ningbo (002142, unit) (002142,SZ) and Bank of Nanjing (601,009, unit) (601009,SH) are not standard. "In a new way, higher-margin deposit Bank of qualification requirements on insurance companies, indirect 90% banks out of the game. "Some securities companies insurance industry analysts say, the differentiation of your business in the future will be very obvious. Most banks owing to lack of scale cannot be involved in the business, and banking giant is right to "pie" capital margin of more than more than 100 domestic insurance companies. The analysts also believed that, on the current situation, although China zheshang Bank, Bohai Bank, very rapid momentum in the development of the green banks such as Bank, also involved the deposit insurance capital margin of business, but they are now net assets and not standard. According to the new management procedures, these banks cannot store security deposit insurance and enterprise business, so the existing businesses will be transferred to another bank, that is what they do not want to see. It is understood that China zheshang Bank, Bohai Bank, ping an Bank's registered capital to $ 10 billion, $ 8.5 billion and $ 8.623 billion respectively, provides $ 4 billion in registered capital over 2007 year, current net assets, however, are not reached $ 20 billion, will be implemented in the way it was forced to stop the business. "Now China insurance regulatory Commission also just introduced draft. Banks will benefit demand of different positions, the specific situation to formal documents such as down. "The analysts, the new approach of the details still need to work. For example, a few big banks such as Bank of Nanjing and net assets of only one step away from the $ 20 billion, and is a listed company, belonging to control risk, they are excluded from the list, seems standard has some are too harsh. "Manuscript statement" without the daily economic news authorized use, offenders. If you want to reprint or learn more about the highlights, log's official website: