Thursday, May 19, 2011
Scientific planning family insurance should be a family pillars of foot on insurance
Compared to personal insurance, insurance to a family planning more factors to consider, a scientific and rational family insurance plan, it can do to save money, and that all family members are given due protection. Key protection pillar in front of the home construction protection scheme of the family, first to all sorts of family members, rationally rely on it in accordance with income, family and other factors in arranged in a sequence, and clearly defined the pillars of the family. There is no doubt that support cost of the pillars of the family should be put in more, because once the backbone of the family by accident, the impact on the entire family will be the biggest. Recommended reading insurance weekly: variable amount annuity pilot started Beijing Shanghai five city first wins insurance enterprises violations promotions penalty 500,000 insurance ring "Wang yawei" emerge surface exaggerated income does not to risk silver insurance disputes constantly should first to family "pillar" Shang foot insurance regardless of from lost insurance is zehui Shi Qiming jointly immortal see disk build boutique lecture many parents will for children buy more copies insurance, is ignored own of protection. This is not desirable, parents should give their first foot on insurance, to give children a solid pillars. And still in the world for two families, if the income should be higher risk persons mainly insured objects, insurance premium and budget in order first of all to its tilt. Accident insurance and consolidating the pyramid base accident insurance is the basis for constructing domestic security pyramid, accident insurance also has low premiums and guarantees broad characteristics. Most basic personal accident insurance protection of time and place is very wide, regardless of the normal working or go on a journey, as long as the articles on responsibility of compliance with accident insurance protection, are available for payment. 5-10 times, as all members of the family should be based on annual revenue total sum insured accident insurance standards, if you have a mortgage, car loan burden, may be appropriate to add some insurance coverage. Family members in accident insurance when you select to refine, according to their actual insuring appropriate insurance. For some families travel a lot or a few times each year travel plans, you should choose long-term casualty insurance. Select a year or more long-term casualty insurance, rather than every time before going out insurance against aviation insurance, travel more convenient, prices are more affordable. Additional medical insurance essential insurance claims for death or disability due to accident, and no payment for medical expenses due to accident, so for a family, based on the accident insurance additional medical insurance or hospital insurance is necessary. After these insurance can guarantee some accident, insured treatment costs borne by the insurance company. However, additional medical insurance coverage no need to be set too high, because it does not cause accidents when treatment costs of disability will not be too much, this can reduce the overall premium family expenditure. (Sunflower)