Beijing strong rainfall weather car being flooded can claim

Beijing strong rains vehicle was submerged hexun insurance message Beijing, June 23 to usher a strong rain the weather, up to 16:30, largely in the urban areas are significant rainfall. Stagnant water in varying degrees in some areas. From this influence, some sections of urban congestion phenomenon, all flights in and out of Hong Kong International Airport in the capital were abolished. Such a large range of heavy rain, if car suffered flooding can claim, will be the majority owner of most concern problems. It is understood that the most currently available loss insurance car insurance includes damage caused by the intake of the engine, but the assumption is the vehicle in the case still was flooded, damage caused by the owners is not forced to launch cases, insurance companies will be responsible for compensation. In the case of foreseeable failure, Wade still causing loss of vehicles, car damage insurance without compensation. Owners only purchase the "engine special loss" (also called "water related risks"), to receive compensation, including loss of engine. Under the terms of insurance, Wade suffered of rainstorm, flood insurance is mainly applied in time, were flooded or intake manifold and exhaust tube for motor vehicles, motor vehicle driving continue to start the vehicle, or by using inertia starts; suffered after the storm, flood, without the need to address and start the vehicle. In both cases the damage caused, Ford insurance can be compensated. However, high risk, the amount due for payment, Wade insurance has been in many parts of "sale", but also in sales also is in the form of additional risks. Current market share loss three insurance companies car insurance 80% home insurance, no wading dangerous, main part liability insurance, need to buy additional insurance. Wade purchased the costs of insurance, not many amount is different for different price wading insurance-insurance of vehicles. Here is important to remind owners, "Wade risks" is only a security measure, we should increase car wading self consciousness, if suffered heavy rainfall, vehicle stop were flooded in low-lying, owners have also been forced to start the engine and causing damage, insurance companies will not be compensated. Therefore, it is recommended that owners to develop good driving habits, if the vehicle was stalling in the stagnant water, do not forcibly launch the car again, should contact the 4S shops, or insurance companies drag chuxian vehicles to the depot to avoid vehicles resulting in a long time on the water immersion damage to electronic components. However, rain road slippery trip may face a variety of driving conditions. Some owners simply let car as a decoration. But for most vehicle owners, and not because of the weather does not travel by car. This time, the guarantee function of the maximum utilization of vehicle insurance reduced to lose? Insurance industry said the vehicle suffered flooding after the accident, some loss insurance companies car insurance you can claim the loss of body parts including engine. Except kaijiao strong risk, recommends that the owners of at least three responsibility insurance of $ 200,000 of insurance coverage, but if a group accident, that protection was clearly not enough. Especially in the city such as Beijing, equipped with owners want higher places three responsibility insurance. Car damage insurance and excluding from all the three responsibility insurance and indemnity insurance, respectively, both insurance premium 15%. If one insurance accident occurred, if owners full responsibility for own 20% of the loss amount, but if the insured has not counted for compensation, the part can be passed on to insurance companies. Rainstorm on vehicles caused of loss: a is because rainstorm flooded and the body and intake, led vehicles of cushion, and circuit, and part, of loss; II is in water in the not consciously to excursion or other causes occurred wipe hit touch injury of loss; three is trailer, rescue costs of loss; four is because engine intake, afterwards owners and started, because rain not dry led engine was burning of loss. And finally a loss, the insurance company is not to claim. Noun explanation: Wade Wade-insurance special loss insurance or car insurance, motor insurance, essence of each insurance company name is different but consistent, this is a new derivative of insurance, are references to vehicle owners purchasing additional risks for the engine. In the case of foreseeable failure, caused loss of vehicle owners still wading, to obtain compensation, only Wade purchased insurance. Under the terms of insurance, Wade suffered of rainstorm, flood insurance is mainly applied in time, were flooded or intake manifold and exhaust tube for motor vehicles, motor vehicle driving continue to start the vehicle, or by using inertia starts; suffered after the storm, flood, without the need to address and start the vehicle. In both cases causing damage, wading dangerous can be compensated. Car insurance additional risks include the whole car stolen at present separate rescue, glass breakage, loss of spontaneous combustion in vehicle stop loss insurance, vehicle insurance, Ford insurance.    (function(){varobj=null;if(document.getElementById('page2011nav')){obj=document.getElementById('page2011nav');} elseif(document.getElementById('arctTailMark')){obj=document.getElementById('arctTailMark');} if(obj!=null){varstr='';try{varoo=obj.previousSibling;while(oo.nodeType!=1|| oo.innerHTML.replace(/\s|\u3000/g,'').length==0){oo=oo.previousSibling;} if(oo.nodeType==1&&oo.tagName.toLowerCase()=='p'){varspan=document.createElement('span');span.innerHTML=str;oo.appendChild(span);}} catch(e){}}})();