Insurance against lo01 should pay attention to the disclaimer

Typically, all vehicles operating in the repair shop of fee-paying or is stolen, damaged, shall be borne by fee places claim responsibility. But in this case, charging car parks on the vehicle custody liability, then the insurance company should have insurance against loss of the vehicle liable for payment. Car damage insurance Disclaimer, however, does include a "glass broken individually." Separate broken glass that is car, whether it is for whatever reason, the insurance company will not be compensated. Therefore, Mr Liu eventually failed to get any compensation. Recommended reading insurance weekly: Storm safe involvement haixin shares owned pipe investigation storm disaster danger-don't forget to vote Wade was the protection of health is expected within months of funds granted 1 billion insurance product specification for more selling short China insurance regulatory Commission to be more variable annuity insurance into a bear market life-saving straw tendencies on the other side of risk capital investment balance? Deciphering the trader password, grasp the main trends, similar situations are common. Many car owners because it does not clearly specific coverage of damage insurance, and after damage to vehicles without expectation of payment, such as mirror separate damaged separate damaged damage alone, lights, wheels, body paint individual scratches on the surface, the insurance company cannot be responsible for compensation. However, attention should also distinguish between, some of these articles emphasize is disclaimer "separate damage", and if these components are part of the accident, while corruption cases in other parts you can get compensation in the context of car damage insurance. To address this situation, insurance experts explained that the car damage insurance the protection range is quite wide, but linked to take into account the risk and the rate of insurance companies, are out of the "exclusion", but some of these are not insured in part is available from the corresponding additional insurance to cover. Such as, similar the case in the not by car loss insurance protection of "separate damaged", has separate glass broken insurance, and reversing mirror or lamp separate damaged insurance, and wheels separate damaged insurance, be protection; vehicles was water flooded Hou because forced launched that engine damaged of, has specifically of wading insurance be protection; was theft, and robbery, and snatch, and therefore was damaged or car Shang parts, and subsidiary device lost, situation not in car loss insurance protection range within, and stolen emergency is contains has on these part of protection. Therefore, experts advise the majority owner, after the insured car damage insurance, should note that read "escape clause". While experts also suggested that policyholders if they want to give more comprehensive vehicle protection, purchase of car damage insurance at the same time, through appropriate additional risks to make the necessary additions. Business trainee reporter Cui Qibin Song Ya related case last October, Mr Liu home from work as usual its Passat sedan parked at the gate of the community park. For security, Mr Liu installed alarm device in the car, as long as the car slightly, alarm will sound for carrying in the body. Vaguely night alarm sounded, but Mr Liu didn't go downstairs showroom. The next day at 7 o'clock in the morning, Mr Liu found when preparing to drive the stairs at the back door window was smash, didn't sign placed in the back seat of a Briefcase. Upon seeing, Mr Liao asked the car park staff immediately. Parking lot recognizes vehicle accidents that occurred in a car park is in the timer, but since Mr Liao had not yet been paid parking fees, so is not responsible for the compensation. Mr Liu after police, then notify the insurance company. Because his car has been insured car damage insurance, so Mr Liao ready waiting for compensation from the insurer. But the insurance company is Mr Liao does not insure the glass breakage refused to pay for separately. (function(){varobj=null;if(document.getElementById('page2011nav')){obj=document.getElementById('page2011nav');} elseif(document.getElementById('arctTailMark')){obj=document.getElementById('arctTailMark');} if(obj!=null){varstr='';try{varoo=obj.previousSibling;while(oo.nodeType!=1|| oo.innerHTML.replace(/\s|\u3000/g,'').length==0){oo=oo.previousSibling;} if(oo.nodeType==1&&oo.tagName.toLowerCase()=='p'){varspan=document.createElement('span');span.innerHTML=str;oo.appendChild(span);}} catch(e){}}})();