Improvement of inflationary pre31ures in insurance products

Old-age 20 to eat the $ 500,000, strive for improvement in the face of inflationary pressures in insurance products under the huge inflationary pressure, ever analysis of stock index and depressed real estate market, insurance companies are also in full swing improvement and adjustments to the product. Reporters learned from the many risks and enterprise, part of the risk level of the individual participating insurance, universal life insurance products to be returned, at the same time, there are insurance enterprises has launched a new product, some even dare to launch a combination of dividends insurance and universal life insurance. Recommended reading insurance weekly: variable amount annuity pilot started Beijing Shanghai five city first wins insurance enterprises violations promotions penalty 500,000 insurance ring "Wang yawei" emerge surface exaggerated income does not to risk silver insurance disputes constantly should first to family "pillar" Shang foot insurance regardless of from lost insurance is zehui Shi Qiming jointly immortal see disk build boutique lecture reporter recently was informed that, including peace life and Sun Life zainei of part insurance enterprises sale has its of individual insurance products. Industry analysis, generally speaking, after the sale, the company will soon introduce alternative products. Yesterday, reporters learned from Taikang, Taikang a old product "Fortune life" on the line upgrade, upgrade from dividends insurance as a combination of dividends insurance and universal life insurance. This is the industry's first dividend attached universal life insurance products. Head of Taikang life insurance company, Jiangsu Nanjing marketing related to reporters, raising rates in the channel, insurance companies invest a lot of pressure. At the same time, consumer is by comparing the yields on bank interest and insurance products to select the insurance product, so insurance companies to improve and upgrade the product to attract consumers. The responsible person said, according to the relevant departments of the company's estimates, a person aged from 30 to 60 years old, 30 families spending to nearly 3 million, equivalent to one a year. Pensions expenditure is also very impressive, and after the age of 60, if calculated on a life expectancy of 80 years old, just the food a nearly $ 500,000. One side is the high costs, one side is inflation pressures, depreciation of the deposit. This insurance companies with a huge market. A senior insurance people, told reporters: "this situation is in fact very beneficial to insurance companies, because deposit banking means that currency devaluation, and very few investment channels and ordinary people. "In this case, the insurance companies are also beginning to customize various modified insurance product in different populations. This reporter learned that, currently one of the biggest single insurance from Hebei, head of a company spends $ 10 million to buy their own insurance, continuous input 10, a total of 100 million payment. These people say, sky-high insurance entrepreneurs, is behind on health, pension and other risks faced by their own concerns. In addition, from the standpoint of personal finance and investment, insurance tax avoidance function is also favored by the rich. News reporter Zhang