Shenzhen than 90% owners benefit from

Floating rate schemes implemented since the beginning of a month, the Shenzhen market report amount of automobile insurance as a whole, the frequency of chuxian declined in varying degrees. Shenzhen Special Zone daily profile picture newspaper reporter NG fan reporters learned from the Insurance Association of Shenzhen, Shenzhen, Shenzhen new car insurance rate has been in place for "full moon", 99.06% owners to benefit from. At the same time, recent owners concerned about higher vehicle insurance market issues, has caused insurance sector attention, emergency and issued a circular on public commercial vehicle insurance six to seek the views of the community, to better protect the interests of owners. Starting from this month until May 20, donations can be made by e-mail or written communications, and other various forms of advice on problems in the present situation of automobile insurance. 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Among them, not chuxian and chuxian a renewal policy in the previous year, enjoy preferential rates for individual customers; 86.63% chuxian twice to four times, personal customer share 12.64%; chuxian and personal customers accounted for more than five times better than 0.72%. Corporate policies in 61.51% vehicles enjoy the lowest rates of discount. And for insurance against among commercial and other types of insurance individual customer, you can then enjoy preferential rates of 95 percent on the basis of the discount, according to statistics, enjoy this preferential customers up to 99.06%. Municipal insurance Association said the rate float programme implementation since the beginning of a month, market stable running, customers enjoy preferential rates than the larger, overall car insurance company premiums, has declined. Are of concern, the overall amount of motor insurance report, chuxian frequency varying degrees of decline, that implementation rates floating programmes since the owners awareness of safe driving, traffic accidents decreased. Meanwhile, the Shenzhen claims since the opening of public query system, currently receive social customer query 138,233, provide query service for thousands of people every day on average, queries increased sharply. Since the claims hard to remain the main problems recent, motor insurance does not pay, no accountability high definition low pay, various insurance companies on the same car same specification line to the difference a larger fighter vehicle insurance such as coverage issues, become the focus of market and consumers. In this regard, an interview with reporters in Shenzhen automobile insurance market was informed that, the city of motor insurance complaints reflect problems, mainly concentrated in the survey and the amount of loss, involving respectively in the two insurance companies make strong insurance and commercial automobile insurance claims in cases of difficult, and so on. Reporters noted that the loss of vehicle repair parts prices, including spare parts and replace the standard issue, always controversial. This complaint is mainly reflected in insurance companies without prior inform vehicle maintenance standards and prices, repair shop and asked for maintenance fee is not a reasonable situation exists. At the same time, automobile insurance accident cases involving two insurance claims difficult problems remain outstanding. As individual cross strong insurance of bearing insurance company is not do explained description of responsibility, boot was insurer to bearing insurance commercial insurance of insurance company claims cross strong insurance should lost pay of project, bearing insurance commercial insurance of insurance company also to "should in cross strong insurance item Xia lost pay" and repudiation, two home insurance company of prevarication, directly led has was insurer of reasonable by claims no are full of protection. Present situation of the public can give advice reporters understand that actual claims for motor insurance terms and difficult, and so on, has attracted the close attention of the China insurance regulatory Commission, more fire emergency at an unprecedented rate of rectification and reform motor insurance market of multi-channel "gold", which, on problems about perfecting the system of commercial motor vehicles insurance, in addition to national research, also to the public for comments. According to, this national range of research main including six large problem: a is current commercial car insurance products management system; second is car insurance terms, and rates determined; three is car insurance bearing insurance, and claims service process, and service standard Shang exists of problem; four is further promoting commercial car insurance rates market reform of recommendations; five is car insurance knowledge universal and risk prompted; six is car insurance area against was insurer interests of behavior and the how better to protection was insurer interests. Reporter was informed that, from April to May 20, insured public automobile insurance market issues such as standards, rate articles, claim services, by e-mail or written letter and various comments in the form. On the basis of insurance supervision Department will research, was completed before the end of September to promote industry-wide commercial vehicle insurance products, insurance claims processing system adjustment and improvement of the programme of work.