China 10 residents of old age insurance payment of 20 million elderly people benefit directly

&Amp;nbsp;   State Council publishing town residents endowment insurance pilot guidance views, 16 years above non-practitioners can voluntary parameter insurance     minimum 100 Yuan, highest 1000, town residents endowment insurance pilot guidance views publishing this hearing according to China Government network message, State Council publishing town residents endowment insurance pilot guidance views, on July 1, 2011 up, carried out town residents social endowment insurance (short "town residents endowment insurance") pilot, personal payment standard min 10 a grade. Recommended reading insurance weekly: protection listed 3.8 billion sold "China smell Department" assets town residents endowment insurance pilot a quarter Bank agent premium income decline 15% cast even insurance fell out of May average income-2.67% insurance professional intermediary high growth gradually into main channel Qian April foreign insurance enterprises share fell below 3% deciphered fuck disk password master main trends ten a grade more paid more was views pointed out that, town residents endowment insurance pilot implementation range and new rural social endowment insurance pilot basic consistent, 2012 basic implementation town residents endowment insurance system full cover. Over 16 years of age (excluding students), does not meet the conditions of basic old-age pension insurance of employees in the non-residents in cities and towns, can be voluntary pension insurance for urban residents in residence. Views, old-age insurance fund for urban residents made up of individual payment and Government subsidies. Payment standards currently set to $ 100 per year, 200, 300, 400, 500, 600, 700, 800, 900, 1000 10 grades, and local governments additional pay grades according to the actual situation. Insured's choice grades of pay, pay more far. 60 years old age pensioners on the Government to meet on a monthly treatment receive insured the condition of full payment for operations of the urban residents of endowment insurance Foundation. Included the central finance for Central and Western regions by the central basis for determining pension standards give full subsidies, grants to 50% in the East. Local governments should be given to insured persons pay subsidy, subsidy standard of not less than $ 30 per person per year. Establish lifelong record for each insured person by the State pension insurance individual account. Pensions by pension and personal account pensions constitute the basis for the treatment, payment for life. Central basis for determining pension standards for $ 55 per person per month. Local people's Government can be based on the actual situation improve basic pension standards. Insured residents 60 years of age, can receive a monthly pension. Town residents endowment insurance system implementation Shi, has years full 60 years, is not enjoy workers basic endowment insurance treatment and national provisions of other Endowment treatment of, without payment, can by months received Foundation pension; from received age insufficient 15 years of, should by years payment, also allows supplement paid, Trojan payment does not over 15 years; from received age over 15 years of, should by years payment, Trojan payment many Yu 15. Payment information disclosure requirements on a regular basis, old-age insurance fund into the social security fund of the urban residents of dedicated fiscal accounts, implementing separation between revenue and expenditure management, individual billing, accounting, according to relevant regulations to achieve preservation and appreciation. Regular disclosure of old-age insurance fund for urban residents and payment information, be open and transparent, to strengthen social supervision. Local Government to include experimental work on local economic and social development plan and annual target management evaluation system, and effectively strengthen organization and leadership. Comprehensive social endowment insurance in urban residents of Xinhua News Agency reported main points "coverage" 16 years of age (excluding students), does not meet the conditions of basic old-age pension insurance of employees in the non-residents in cities and towns, you can in the voluntary insurance of household registration. "Time" on July 1, 2011 pilot; 2012 to achieve full coverage. "Mission objectives" resolution free old-age security in cities and towns residents ' sense of security problems. "Pay standard" 1. personal payment: payment standards currently set to $ 100 per year, 200, 300, 400, 500, 600, 700, 800, 900, 1000 10 grades. 2. the Government subsidies: Central finance basic pension standards give full subsidies to Central and Western regions, to give 50% of subsidies in the East. Local government subsidies of a standard not less than $ 30 per person per year. Central basis for determining pension standards for $ 55 per person per month. "Conditions of receiving" insurance of urban residents 60 years of age, monthly pensions. Town residents endowment insurance system implementation Shi, has years full 60 years, is not enjoy workers basic endowment insurance treatment and national provisions of other Endowment treatment of, without payment, can by months received Foundation pension; from received age insufficient 15 years of, should by years payment, also allows supplement paid, Trojan payment does not over 15 years; from received age over 15 years of, should by years payment, Trojan payment many Yu 15. Expert interpreting 20 million direct benefit for the elderly "views, where there are conditions, old-age social insurance can be merged with the new farmers ' insurance implemented. This ease of administration, also laid the Foundation for urban and rural areas further co-ordination of social security. "The Chinese Academy of Social Sciences Research Centre Director Zheng Bingwen believes that social security in the world, which absorbed the new farmers ' insurance and old-age insurance system for urban employees advantage, avoiding the fragmentation of the system design. Introduction to Zheng Bingwen, currently in the elderly over 60 years old, 20 million per cent town. After the implementation of social endowment insurance, these people can get $ 55 per month pension is purely of beneficiaries. This figure is down, Government subsidies in the countries need to invest 1.1 billion per month. And subsidies to account for 60 years of age on the population, of financial investment is expected to reach 2 billion per month. This is not a small figure in urban social endowment insurance of this determination, the Government is very big. Social endowment insurance guidance and a new farmers ' insurance are made, there are conditions where the provincial co-ordinating. Zheng Bingwen believes that this effectively for funding and manpower levels improve buried facilitates. Non-defining is the difficulty for practitioners at present, the new farmers ' insurance payment threshold is $ 100, $ 500 CAP, a total of 5 grades. And urban social endowment insurance is $ 100 to start, $ 1000 CAP, divided into 10 grades. Lower the threshold, the corresponding level of pension benefits will not be too high. Zheng Bingwen believes that basic pension $ 55 per person per month is notHigher. In the implementation process, urban social endowment insurance of persons aged 60 or above well defined, there are about 20 million. But less than 60 years of non-practitioners how to define, but there are some problems and no clear figures. Community help, temporary employment, selling lamb kebab, or opened a small shop of husband and wife, be regarded as non-practitioners, their identity status fuzzy, also belong to the areas with urban social endowment insurance? This problem increases the moral hazard of social endowment insurance in cities and towns. Also, needs attention and linkage of poor policies. Current urban subsistence allowances are calculated in accordance with a standard line. Eat low after the pension for the elderly, it is possible to just more than the standard line. Impossible for a person to lead two of money, both equity and financial problems. These details also need specific rules be clear. Reporter Han Yuming