Investment and even insurance currency type account most insurance index account yields lower

Following the April income runs to lose the market, investment and even insurance May benefit over 70% for the negative vote of a new News Roundup based Warburg securities investment and even risk May report of June 7, included in the statistics 176 accounts, only 44 accounts have achieved positive returns, total less than 30%. And light-dayongming enterprise investment account and investment CIGNA harmony b type investment account May yield the most appalling,-8.17% and-cent, respectively, in all the investment and continuous insurance product yields ranked last in the first place and second place. Recommended reading insurance weekly: protection listed 3.8 billion sold "China smell Department" assets town residents endowment insurance pilot a quarter Bank agent premium income decline 15% cast even insurance fell out of May average income-2.67% insurance professional intermediary high growth gradually into main channel Qian April foreign insurance enterprises share fell below 3% deciphered fuck disk password master main trends status index type investment account of income rate worst report display, May cast even insurance the account of investment income compared more April,, are has has obvious of decline, average income rate for-2.67%, various type account income differentiation obvious. Among them, worked closely with the linkage of capital market yields the worst indices of investment accounts, is-5.42%. Followed by radical-radical-4.62%, mixed mixed conservative-type-3.52%, 2.15%, and enhancement of the risk coefficient is lower bond yields investment account-0.4%, total debt-to-0.19%, currency investment account yields 0.22%. "May the CSI 300 index slumped 6.53%, at 3001.56 points. Higher levels of investment and even risks associated with stock market accounts involved in the market, aggressive type, exponential type account monthly average proceeds from both the bottom again, but beat the CSI 300 index. Bond, total bond index May smooth 0.31% in China, but bond class the account this month to show flat, of total debt, strengthen bonds-one-month rate of return is negative, the currency-type accounts remains continued stable earnings situation, become an account only achieved positive returns in all accounts. "The report said. Various type account May income investment account income index type-5.42% radical type-4.62% mixed radical type-3.52% mixed conservative type-2.15% enhanced bond type-0.40% full debt type-0.19% currency type 0.22% causes stock market May make money effect difference for May cast even insurance encounter Waterloo of situation, one Taikang assets management persons said, May a shares market plate wheel dynamic more fast, make money effect weak, overall rendering oscillation downward pattern. Month based on concerns about the macroeconomic situation and adjustment of policy uncertainty, more cautious market atmosphere. One person for financial said in an interview with reporters, attitude of the Central Bank continued tightening of monetary policy will make the expected tightening of liquidity, while April macroeconomic data shows that economic downturn trend of basic establishment; International Board launched the pace and Renminbi-denominated some diversion of funds, and other negative factors placing greater pressure on the equity market. The people, exacerbating the European debt crisis led to fluctuations in overseas markets increased, the superposition of several negative factors at home and abroad led to rapid decline of the market, index decreased by 5.2% on May 23 a week, hit a single week the largest decline since the 2011, cycle such market shares, as well as small and medium-sized market capitalisation stocks all fell. Countermeasures to pick select "long champion" vote even insurance yields "fiasco", is due to a variety of reasons. Now, for the average investor, but also not to buy investment and even risk it? Vote in danger-even all kinds of accounts, usually based on investment style Division, which equity, of mixing partial units, flexible configuration-account relationship between three types of accounts and stock market volatility is higher. In General, investment and even the insurance proceeds with "bull market rose is not high, the bear market fall not" features. For example, in 2008, China's stock market a land swarming with disaster victims, whether individuals or agencies, including funds, many stocks have fallen to about two-thirds. But in that year, the vast majority of the investment and continuous insurance account degree is better than the market's losses. 2009 years, however, the a-share market rebounded, with the exception of major adjustments in the third quarter, overall maintain oscillation goes up, CSI 300 index yield 96.71%. 2009 Annual accumulated income of the investment and continuous risk of various types of accounts clearly run transmission and stock market, investment and continuous danger and style in the most aggressive, most associated with stock market-stock account annual average earnings for 54.42%. At present, investment and even the basic insurance account to configure various types of funds, played with most of the insurance companies have "preferred fund" slogan, part to persuade customers to purchase investment and even dangerous. However, each insurance company's investment abilities are larger, many insurance companies ' investment Department staff, and individual small insurance companies simply directly connect the investment and risk management functions delegated to the largest insurance asset management companies or agency operations. Attitude towards investment and even dangerous, reporter learned in the interview, members of the insurance industry and brokerage analyst gives different views. Hao Yansu, President of the central fiscal deficit in insurance speak out, "I personally held for investment and even insurance is of reservations and objections. Of the investment and continuous insurance can be considered a complex financial products, products more complex. For most consumers buy insurance is to buy protection, if you need insurance, recommended the purchase of pure protection class product, major diseases such as accident insurance, insurance. "Peace of Warburg securities analyst Zhao Hengheng attitude. "From a long-term investment perspective, investment and even insurance comparison with investment value. Particular interest investment account, investment income should be higher than public placement Fund for many years. This period generally years 3-5. Investment and even the insurance in the various accounts, conservative monetary investment accounts insured long-term use is not recommended, this type of account is more suitable for policy holders in the expected to the risk capital market, to safe-haven, interest loss reduction. "Taken together, if investors want to buy investment and even dangerous, but also special attention to the management level of the assets of the company itself, there are also historical performance as a reference. Typically, the front of the annual ranking of the most, does not necessarily have good harvest the following year, but "long champion" usually it is quite worthwhile investment.