Risk are weak insurance escort Chinese enterprises go out

⊙ Reporter Huang leilei if not told by overseas owners need to provide proof of liability insurance, Jiangsu businessman Liang Yimin (alias) I'm afraid still not realize "going" risks faced in the process. In cram at the insurance arrangements, let Liang Yimin enterprises was no small price to pay, "do not know this is the case before. "Have more and more Chinese companies are trying to" go out "strategy, but most corporate executives or business owners know little about foreign risk. Liang Yimin experience, just confirmed the urgent need for risk awareness cultivation in Chinese enterprises. Then, in the "going global" process, enterprises will face what risks? And how to pass the insurance, a tool for their own escort is there? Recommended reading insurance weekly: Storm safe involvement haixin shares owned pipe investigation storm disaster danger-don't forget to vote Wade was the protection of health is expected within months of funds granted 1 billion insurance product specification for more selling short China insurance regulatory Commission to be more variable annuity insurance into a bear market life-saving straw tendencies on the other side of risk capital investment balance? Deciphered fuck disc password master main trends risk consciousness weak beauty Asia property insurance limited (Xia said "beauty Asia insurance") belongs Chartis insurance group recently of once research found, its registered in Asia Pacific of customer in the, at least has 15,000 home enterprise has transnational business, which has many enterprise of scale is not is large, but as States economic and itself of development, these enterprise began in local yiwai pioneering market. Among them, many of them have been integrated into the international market of Chinese enterprises and the number is rising. However, as the global economic and political environments changed, Chinese enterprises "going out" faced growing risks and challenges in the process. These risks include: the enterprise known as earthquake, flood, war and other political risks; there are also ignored by the enterprise overseas asset management, corporate governance and security of person; some potential risk, such as long-term compliance management can do in the project is located, but also on China enterprise's urgent need to take into account the main risk. Unfortunately is, at this stage to see the Chinese enterprises "going out" insured when consciousness is not strong, and also skilled enough to use this tool. Statistics show that Chinese companies in Libya contracting of projects involving the contract amount of $ 18.8 billion, but later obtained insurance for payment of less than 400 million Yuan. "We found that most Chinese companies have not yet completed at the current stage of risk protection scheme. "Chartis transnational Asia Pacific head of customer operations, General Manager of Shanghai Branch TonyMcHarg and the United States and Asia Insurance Zheng Yi with Chartis in transnational business practice concluded in the market for many years. Come to this conclusion is based on enterprises with lower insurance rates. At present, Chinese enterprises ' "going out" insurance coverage is not high for many reasons, apart from cost considerations, risk awareness is weak is also one of the important reasons. Escort enterprises "going out", Chinese enterprises "going out" exactly what insurance escort is needed in the process? According to reporter interview understanding, for such as building construction, industry, China enterprise in overseas undertake project Shi, can purchase construction insurance, and shipping insurance, related insurance products; for those to overseas established sales network, and IPO financing, and merger acquisition of enterprise, can relative should purchase products responsibility insurance, and directors and the executives responsibility insurance, and merger guarantee insurance; for overseas workers personnel of protection, should concern covers personal accident, and medical, and kidnapping, and blackmail, risk of insurance protection plan. How to effectively help enterprises prevent, reduce the "going global" risk while helping businesses understand compliance requirements on insurance service provider around, risk management and control institutions, including insurance companies, has become a major test, and thus to the insurance company's underwriting, claims processing and service network, a global operational experience, pricing and risk control ability and ways put forward higher requirements. For currently China enterprise "out to" in the most concern of political, and legal, and financial, and personal security, and responsibility and the reputation, risk, and global 80% above national not accept outside insurance institutions out single bearing insurance in its domestic of risk of status, beauty Asia insurance in brewing number years Hou Yu recent first launched has name for "China passport plan" of transnational project risk management programme integration service platform, for China enterprise in "out to" of all stage provides full risk protection, from building engineering contracting, and to entity operation operating, and then to overseas investment operation, cover project engineering risk, and credit risk and financial risk,. Need to be reminded of entrepreneurs is that insurance companies are also not "responsive". First, the insurance company requires insurance companies, insured item for careful underwriting work and, secondly, enterprises should read insurance terms, issues of exclusion of liability set out in the terms of insurance, if the Director and Executive liability insurance insuring only for executives (directors) resulting from errors, negligence or the negligence liability of and violations, except for deliberate acts belong to the responsibility. (function(){varobj=null;if(document.getElementById('page2011nav')){obj=document.getElementById('page2011nav');} elseif(document.getElementById('arctTailMark')){obj=document.getElementById('arctTailMark');} if(obj!=null){varstr='';try{varoo=obj.previousSibling;while(oo.nodeType!=1|| oo.innerHTML.replace(/\s|\u3000/g,'').length==0){oo=oo.previousSibling;} if(oo.nodeType==1&&oo.tagName.toLowerCase()=='p'){varspan=document.createElement('span');span.innerHTML=str;oo.appendChild(span);}} catch(e){}}})();