China property disputes Ruth Rosen strong insurance with trick highlight the dile41a of who

Every reporter Huang Junling from Beijing Shi Suorong, Jiangsu liyang an ordinary farmer. In September 2010, Shi Suorong spent $ 1500 looking for a local salesman ginger a handling tractor strong risk. After 3 months the afternoon of January 10, 2011, Shi Suorong car in town, liyang city, Jiangsu Province on town of chuxian, when his insurance companies--China casualty to the insured liyang loss amount after the company reported $ 839. He claims information, liyang Branch staff told him that he is not the policy of liyang, but China PICC Qiqihar branch of the Centre, would he send the claims information to Heilongjiang to sth Recommended reading insurance weekly: increased warehouse investment over 30,000,000,004 months insurance funded deposits moved near billions of cast even insurance May then case Waterloo income differentiation country life cast even insurance success escape top 5 name foreign executives joined China peace Qian May Beijing insurance intermediary was penalty million history with shares mass insurance holding 20% Qiming: shocks city in the how mining Daniel unit each other words let Shi Suorong surprised does not small: insiders in Jiangsu, car insurance also found Jiangsu local of insurance agent buy of, how policy on became has Heilongjiang of does? Shi Suorong even more surprise behind: in his three months after the submission of information, he did not wait until the State casualty compensation shou, but to the Court's summons. China PICC Qiqihar branch of the Centre in the civil complaint said Shi Suorong through temporary residence permits and certificates for motor vehicles, down on tractor strong policies, request imposed strong insurance contract invalid. This tortuous claims case, what happened? Policies in place to insurance intermediaries: to buy insiders told reporters in the field, in accordance with the relevant provisions, not subject to insurance policy holders of regional restrictions, any part of the owner to insurance can be, but the insurance companies act of exhibition industry will have geographical restrictions, that is, if the insurance company to the exhibition industry in Jiangsu Province of Heilongjiang, would be a violation. So, what went to Jiangsu this Heilongjiang insurance policy to it? According to Shi Suorong tells, in September 2010, his ID card, driving license to the insurance agent of Jiangsu liyang Jiang, he received a tractor after strong policies, cost $ 1500 of money. On this, Shi Suorong of insurance agent ginger a said, she will Shi Suorong of ID card and driving card to the has Suqian intermediary Lee a, because Jiangsu area tractor is difficult to buy to cross strong insurance, so intermediary company will will tractor cross strong insurance business to Inner Mongolia, and Heilongjiang, and Hunan, and Hubei, and Guangdong, to of intermediary company to do, and Shi Suorong of tractor cross strong insurance is country life casualty Qiqihar Center support company of, maintained people is the company salesman Yu a. China confirmed casualty liyang company stakeholders, liyang branch not done tractor strong coverage of business, the company provided here also cannot make derivative tractor make strong insurance business for the time being. China property casualty claims Manager for Qiqihar branch of the Centre Meng Qinghong said, under the rules, insurance companies cannot refuse strong insurance, but the local buy is not a strong insurance, without strong insurance will not inspection, Shi Suorong on with intermediaries, insurance intermediary to Qiqihar here provided false certificate of temporary residence permits of temporary residence in Heilongjiang province and vehicles. In accordance with normal procedures, Qiqihar is not underwrite top tractor in the field of insurance. Prosecuted the owners: not involved in fraud in January 2011, Shi Suorong tractor collided with other vehicles, China casualty loss $ 839 and the problems are exposed in the policy. Meng Qinghong said Shi Suorong the tractor after the chuxian, scrutinized by a company he claims he found information travel card and driver's license and insurance provided does not match the information provided when, later, through surveys, the company found that he used the fake certificate of temporary residence permits and vehicle insurance, obtaining a tractor cross-strong insurance policy. Daily economic news under reporter in country life casualty on Shi Suorong of civil up complaint under in the see on event of following description: 2010, as accused party of Shi Suorong to plaintiff party country life casualty handling vehicles insurance, in insurance company asked accused party home to and vehicles related situation Shi, accused party took out has spoofed of Heilongjiang province refuge of refuge card, said although is provinces people is in Heilongjiang province refuge, in plaintiff Party asked its vehicles related situation Shi, accused said is in 2010 just purchase of new car, will in provinces operations of old car counterfeit new car fabricated has new car certificate, to plaintiff party submitted has spoofed of new car certificate, in plaintiff Department cheat has forced policy. According to the relevant legal provisions, China property request Court of Shi Suorong strong insurance contract invalid, and bear the corresponding costs. China PICC Qiqihar branch of the Centre, summer said, "unless there is a temporary residence permit, the company strictly prohibits cross-province insurance, and Shi Suorong was built. "Summer, has argued that the Shi Suorong find out if there is a three-point problems: a forged certificate of temporary residence permit and a new car, fraud insurance;, old cars in accordance with the second new car insurance; and obviously" trading "said to be" non-operating car. " Mr Xia said, according to the insured provided information insurance companies car only collect $ 560 to Shi Suorong premium and according to the real situation, in accordance with the nature of the load, operating the vehicle and used car, the actual premiums should be at about $ 4,800. Summer said, strong risk not refused, but customers insure if deception, insurance companies can refuse. For insurance companies, said Shi Suorong, "certificate of temporary residence permit and a new car is not me, I have never been to Heilongjiang, did not know about this. "Shi Suorong also believes that" I was driving license and ID card to an agent to do, as long as my driving license and ID card is not false on the line, to my policy is not false by an insurance company, (insurance companies) should be in accordance with the terms of the insurance policy claim is, how insurance companies can find an excuse, is based on false information and rejected claims it to be insured by the policy? "Insurance agent ginger said," I'm only driving license and ID card, as for the fake certificate of temporary residence permit and a new car come from, I have no idea. Known only on the Policy Manager to a. "Ginger in a while, go offsite insurance does not, she also called on all concerned about the difficulties of Jiangsu local tractor strong risks insurance application problems," started in October the year before last, Jiangsu strong risk of insurance company it is difficult to buy tractors, only company out there to buy through a proxy, if local buys in liyang, who would like toMore money to the field to get? "" Now, it seems, are intermediary deceives us, also fooled them (Shi Suorong), we prosecute Shi Suorong the company also has no other meaning, is prosecuting the contract avoided, "Meng Qinghong said. Twists and turns cheat insurance case highlights part insurance species embarrassing situation for Shi Suorong of encounter, Beijing city in the Goldman lawyers firm insurance professional lawyers Bin Li told daily economic news under reporter, cross strong insurance belonging to statutory forced insurance species, as vehicles of all or management people, its insured cross strong insurance Shi, does not exists was refused bearing insurance of possibilities, therefore, policyholders does not exists cheat cross strong insurance policy of behavior. Judging from the statements on both sides, it seems that in the event a little for their grievances. Shi Suorong's a little grievances: because in accordance with the provisions, not buy strong danger and will not be on my way, or even years; and local insurance company is not for sale, find an intermediary but offsite policies, even by cheating insured defendants to court sth Party of China PICC was also very grievances: because offsite underwriting are simply not allowed, if you knew is offsite policies may not sell at all, what's more, medium commercial vehicles "integration" into a non-commercial vehicles, premiums still has a large, insurers aren't the poke sth Insurance related persons told daily economic news under reporter, cross strong insurance belonging to forced insured insurance species, insurance company shall not refused insurance, 2009 yilai, because losses serious, part area has appears refused insurance motorcycle, and tractor cross strong insurance of phenomenon, attracted insurance regulatory Commission concern, insurance regulatory Commission for this repeatedly issued file requirements around insurance prison Council strengthening on tractor cross strong insurance of supervision efforts, around insurance prison Council also have below, requirements shall not refused insurance and delay bearing insurance motorcycle, and tractor cross strong insurance, "If reflect Jiangsu insured difficult of situation true, is refused insurance of insurance company belonging to violations behavior. "The above insurance stakeholders told the daily economic news reporter, tractor strong risks still exist in some areas covered under difficult circumstances, believe that the experience of Shi Suorong is not the case, by Shi Suorong complained that the case, related sector concern about hope, for branch offices of the insurance company refused, delayed tractor strong insurance problems, should strengthen supervision and management. "Manuscript statement" without the daily economic news authorized use, offenders. If you want to reprint or learn more about the highlights, log's official website: