In China insurance regulatory Co07i43ion to improve education to force the insurance industry in transition

On April 19, introduced the insurance sales in China insurance regulatory Commission regulatory requirements (draft for soliciting opinions), explicitly demands that sales for the first time must be in possession of the insurance certificate for sales in China and a college education, insurance sales professional threshold will increase. Past insurance provides insured in China sales qualification examination of the minimum requirement is a junior high school graduation. Insurance sales overall level is not high, the growth of industry under the background of a difficult, China insurance regulatory Commission introduced the draft's biggest change is to improve the academic requirements. Recommended reading insurance weekly: variable amount annuity pilot started Beijing Shanghai five city first wins insurance enterprises violations promotions penalty 500,000 insurance ring "Wang yawei" emerge surface exaggerated income does not to risk silver insurance disputes constantly should first to family "pillar" Shang foot insurance regardless of from lost insurance is zehui Shi Qiming jointly immortal see disk build boutique lecture and for insurance in fact exists of increased member difficult problem, zhongyangcaijingdaxue insurance College Dean Hao Yansu on reporter said, "increased member difficult this is insurance more than 20 years to accumulation up of problem, most deep of causes is marketing system does not meet conditions, China insurance marketing system needs to be reform. "Forced industry transformation currently, insurance sales, DMV, workers ranging from junior high school to College undergraduate, master's or PhD degree. An ping an insurance sales person recognizes that "in the marketing team, college education accounted for more than not, many of which are a high school education." At the same time, insurance sales standards due to geographical and larger differences in the exposure draft also reflects the consideration of this problem, improve qualification threshold on relaxed in some areas. 11th article indicated that "according to local practice, adjustment of qualification examinations examination staff requirements, but shall not be reduced to the following education in junior middle school. "But still stressed that reduce the qualifications required of the certificate, and working area shall not exceed the area of the location of the qualifying examination. 12th section shows that the "County rural grassroots areas, and special policies of national autonomous areas of ethnic minority candidates to implement qualification examination. "Insurance regulatory Commission response to the journalists that" this draft is still in its call for comments stage, to take a look at the feedback from the parties, may also have to change ". Ping an insurance charge aforesaid marketing said, "under the present conditions, improving academic requirements will have some impact on the industry. In fact, our recruitment marketing personnel most important is not education, but the ability and experience, University graduates do not have to do a good sales. "Analysis of Professor Hao Yansu, told reporters that, under the market economy, insurance as an organization seeking to profit, this provision can make them reform. Straightening out the marketing system of "growth difficult at present, the company generally faced with the problem," protection in the industry, told reporters that "the main reason for this is because, first of all, limited access to social security insurance marketers, plus, there was some prejudice towards insurance marketing industry in the community. "For the introduction of the draft, the protection of industry sources said, this is a personal agent of channels will have an impact, but will be more focused on banking insurance, sales, network marketing channel, also on staff security, on the incentive mechanism of something. "Do not protect the person selling protection, this is a paradox. "Hao Yansu, told reporters that Dean, zhongyangcaijingdaxue insurance. He references his research on industry data for reporters, in the insurance industry, has 82% employees are marketers. From 1990 to the present more than 30 million people engaged in marketing, retained the 3.3 million up to now, added insurance staff retention rate of less than 70% per year, which is a staff mobility is very strong industry. Research on the deepest reason, Hao Yansu think, mainly because China's marketing system is not in line with China's national conditions.