Universal life insurance settlement improvement May rate up to 5.7%

Universal life insurance when the worst may be over. The daily news reporter learned that, at the end of May 2011, has already been announced in May of universal life insurance settlement interest rate insurance company data display, universal life insurance settlement of most insurance companies interest rate is higher than 4%. Among them, into life and thaw in prosperous years of whole life insurance (universal type) b May settlement interest rate of up to 5.7%, the lead market. Part insurance enterprises raised settlement interest rate recommended reading insurance weekly: protection listed 3.8 billion sold "China smell Department" assets town residents endowment insurance pilot a quarter Bank agent premium income decline 15% cast even insurance fell out of May average income-2.67% insurance professional intermediary high growth gradually into main channel Qian April foreign insurance enterprises share fell below 3% deciphered fuck disk password master main trends daily economic news under reporter Statistics May universal insurance settlement interest rate situation found, main insurance company May universal insurance settlement interest rate most maintained in 4% to 4.2% Zhijian, although still below 3 years period regularly deposits interest rate 4.75% and five years period deposits interest rate 5.25%, but part insurance enterprises began raised settlement interest rate, this to market release out some actively signal: universal insurance income is improved. Specific,, from three home listed insurance company view, May Chinese life (601628,SH) Ryan co-existence insurance (universal type) settlement interest rate for 4.05%, and China peace (601,318, unit 's) (601318,SH) personal universal insurance settlement interest rate for 3.875%, and peace personal bank universal insurance settlement interest rate from April of 3.875% upgrade to 4%, China Turbo (601,601, unit 's) (601601,SH) Gold Cheng Lee co-existence insurance (universal type) settlement interest rate for 4.05%. In addition, Taikang life excellence life lifelong life insurance (universal type) settlement interest rate for 4.2%, and protection life insurance intellectual wins gold account co-existence insurance (universal type) settlement interest rate for 4.2%, and protection life insurance optimization gold co-existence insurance (universal type) settlement interest rate for 4.2%, and Xinhua pride financial co-existence insurance (universal type) settlement interest rate for 2.5%, and life gold slam lifelong life insurance (universal type) settlement interest rate for 3.85%, and Italy universal financial account (a insurance) settlement interest rate for 4.5%. However, the above data, five-year time deposit interest rates are lower than the bank receipts. A insurance company staff member believe that deposit rates in the short term and universal life insurance settlement interest rate not comparable, long-term look at universal life insurance settlement rate will come under increased pressure. Income still increased by channel last year after the central bank interest rates four times in a row, before the five-year time deposit interest rates on October 20, 2010 interest rate rose between April 6, 2011 3.6% of. And five-year time deposit interest rates as a reference of universal insurance, has failed to keep pace with higher interest rates. Nevertheless, an insurance analyst said interest rates improve with time delay and with interest rates expected to remain, under the effect of many favourable factors, universal life insurance is expected during the worst is past. A foreign insurance companies said that universal venture capital is a long-term investment, must be in a stable and sustainable income and has a premise of idle funds, to prepare income repayment for medium and long term, long-term holders in order to achieve maximum benefits. Due to higher interest rates expected to remain strong, current universal insurance income still increased by channel, future earnings will continue to rise, runs to lose the five-year deposit is not in the short term that it loses investment value. "Manuscript statement" without the daily economic news authorized use, offenders. If you want to reprint or learn more about the highlights, log's official website: