How to spend le43 money to buy insurance for each of the five stages have focused on

Safe in life can be divided into five sessions, children 's, adult single, married, middle-aged planning period and old age. At different times how to spend less money to buy affordable insurance products? Select an insurance has now been included in one of the many family planning, but in the face of a large number of insurance companies and insurance products, how to find a suitable for different periods of insurance products? A phase, children. Recommended reading insurance weekly: variable amount annuity pilot started Beijing Shanghai five city first wins insurance enterprises violations promotions penalty 500,000 insurance ring "Wang yawei" emerge surface exaggerated income does not to risk silver insurance disputes constantly should first to family "pillar" Shang foot insurance regardless of from lost insurance is zehui Shi Qiming jointly immortal see disk build boutique lecture this period will experience young friendly, and children 's, and entrance three a period, different period has different of insurance products. But the periods of insurance the best debit card solution, just hundreds of dollars a year, will be able to have a comprehensive protection. Second, adult singles. Career and life has just started in this period, weak in its ability to withstand economic risks, should strengthen the insurance coverage, construction required two policy for single persons. Liability: their own accident insurance, life insurance on a regular basis. Care insurance policy: their own serious illness insurance, hospital benefit insurance. This time period often is not high, spending big, so purchase insurance products as far as possible with consumer insurance. If economic consumption life insurance licenses can be purchased regularly. (Life insurance on a regular basis to the main form of insurance + insurance will be cheaper). Three, got married and the child during this period, it is necessary to bear the normal family expenses, also tend to have mortgage debt, such as occurred. Optional insurance at this time, from family responsibilities you want to determine the amount, from months balance scale premium expenditure. Poor means consumer products can be selected, means license select the savings-investment products. Two principles must be complied with, the annual pay premium family burden must not be allowed, the sum insured to cover all the protection gap. Four, mature middle-aged family planning period, increased revenue stability is characteristic of this period. This time, you need to take out all previous purchasing policy, good finish again. Concrete can be divided into several steps: first steps, continue to hold the accident insurance, adjusted according to the profession may be appropriate to lower or higher amount; the second step, taking into account the major disease risks; the third step, append, or buying a reasonable need for old-age pension insurance. Five, old age. Insurance appropriate to reduce, or not to buy insurance.