Must be insured at a designated area of Wuhan Changsha new car insurance centre was a monopoly

Every reporter Huang Junling from Beijing "phone buying automobile insurance several provinces 15%", if you are a owner, I believe that similar telephone car insurance advertisements to most articles are not unfamiliar. However, recently some local new car owners are surprised to find, cheaper telephone car insurance looks and they have not, "in accordance with the provisions", they just bought a new car not channels to purchase car insurance over the phone. "New car insurance only " new car Centre " buy telephone car insurance prices, consumers are not free to choose. "Last week, Wuhan burst out of the media centre of monopoly local new car insurance car insurance market, and no small concern is thrown in the network. The daily economic news reporter found that in fact more than Wuhan, Changsha new car insurance there are similar situations. To this end, local owners questioned the practice of not free to choose to buy channel, depriving them of their right to choose. Recommended reading insurance weekly: variable amount annuity pilot started Beijing Shanghai five city first wins insurance enterprises violations promotions penalty 500,000 insurance ring "Wang yawei" emerge surface exaggerated income does not to risk silver insurance disputes constantly should first to family "pillar" Shang foot insurance regardless of from lost insurance is zehui Shi Qiming jointly immortal see disk build boutique lecture in fact, early in 2008 end, China insurance regulatory Commission on has halt new car insurance "total insurance Center", Wuhan, and Changsha of practices is suspected violations? Last week, the daily economic news this reporter conducted an investigation. New car "fixed point" to buy insurance before Benz C300 owner Mr to a company telephone car insurance Centre Advisory, insurance against loss and three responsibility insurance of 100,000, the range of 10,000, stolen emergency personnel on each person and excluding from pay, premium play out the folded less than $ 10,000. However, when the staff know when ground in Changsha on Mr Lo only to be told they cannot purchase telephone car insurance, go local "new Centre" unified insurance. The daily news reporter learned from the number of people in the insurance sector in Hunan province, Changsha insurance on new car buy car insurance to the new Centre. But reporters consulting found that this new Centre selling insurance is not cheap. Still to Mercedes-Benz C300 sport, for example, Pacific (601,099, unit) Hunan Changsha new car insurance Center staff of property insurance companies give insurance coverage of liability car damage insurance, three personnel sum insured per person per 10,000, 100,000, the car stolen emergency and excluding from pay, after 95 percent off premium more than 13,000 yuan. Two-phase comparison, if the owner can insure car insurance over the phone, do you want to save a lot of money. Hunan insurance industry association Deputy the Secretary-General Yang Jize told daily economic news under reporter, to convenient people Association will 18 home company organization up established has new car insurance service supermarket, does not called new car total insurance Center, Changsha of new car are to to new car insurance service supermarket or is car commercial (as 4S shop) there buy insurance, cannot to insurance company counter or phone sales channel buy insurance. New car why not buy insurance through the insurance company phone channels? Yang Jize said there were some problems because phone sales channels, many preferential terms are not used, such as 10% no accident occurred a year you can, for two years, annual meeting of the three offers more, new supermarket to buy car insurance car insurance services you can offer up to 95 percent. Works in Turbo casualty of Changsha region who asked not to be named said the Center for new cars to new cars bought insurance, while owners can buy vehicle insurance in the 4S shops, actual operations or by 4S shop salesman to a new Centre to handle. Of course, Changsha imposed on new cars is not the only area of the specified channel to take out insurance, has a similar new car insurance supermarket in Wuhan. Insurance Association of Hubei Province who declined to be named said Hubei insurance company jointly set up a new car insurance supermarket, is designed to provide one-stop service to customers, Wuhan new supermarket car insurance or to be cancelled, but there is no specific timetable. Insurance company phone sales channels after the rise, cheaper than traditional channels is to some, but sales also may have some problems, such as an insurance company's telephone sales center in Shenzhen, if the owner had an accident claim, you need to coordinate company in Hubei Province and Shenzhen, the chuxian claims service connection problem may exist. He said, if by insurance company phone car insurance publicity of as buy car insurance can province 15%, is down also on province 1000 Yuan around, new car insurance supermarket for owners provides a station type of service (as insurance, and Shang licensing aspects, service), currently, Wuhan new car does is in new car insurance supermarket buy insurance, but is not does not allows new car owners pass insurance company electric pin channel buy insurance. New car has a total halt in fact by insurance regulatory Commission, Changsha, Wuhan new car only in the "new Centre" insured status, older drivers will not be strange, as it relates to previous years in the prevalence of domestic "new car total protection" mode is almost the same. According to understanding, 2000 yiqian car insurance market order comparison confusion, malignant price war serious, for insurance itself specification market of need, on June 5, 2000, Xian City in domestic first established related total insurance office, thereafter, Qingdao, and Chengdu, and Wuhan, to have established similar of new car community Union, the insurance company of new car business concentrated in new car insurance Center within handling, other institutions, and dot are stop itself handling or delegate agent handling new car bearing insurance business. It is understood that have new car total mode by the insurance company uniform policy, harmonization of payment of fees, flat rates, limit the share of new car insurance, various size insurance company "a cup of soup", which although vicious competition played a role in curbing car insurance prices. However, because the new car insurance is "total Conservation Center" exclusive monopoly, has also sparked concern in the community. On December 5, 2008, the China insurance regulatory Commission issued the directive on motor vehicle insurance will cover relevant issues notice, is strictly prohibited in individual insurance industry associations and other organizations to form "new car total body" form on motor vehicle insurance market segmentation or distribution. Notice, this is in line with the requirements of antitrust law, regulating motor vehicle insurance market order, protection of the interests of the insured. Insurance Regulatory Commission said the for commercial automobile insurance business strong and dangerous, according to the principle of voluntary insurance of property insurance companies, protection of policy holders ' right to choose. It is against this background, new car total Conservation Center was around were halted. However, the insurance industry association Yang Jize in Hunan province, now new car insurance service supermarket share noFor segmentation, customers are free to choose the insurance company. Lawyer: belongs to the unfair competition while new car owners can choose a different insurance company insurance service supermarket, but can't seem to select insurance channels they want. Beijing in the Goldman lawyers firm Bin Li think, insurance company by administrative means interference to consumer of channel select right, insurance company may profit, also has may does not profit, profit of party may is cheguansuo, also may is other party, insurance company this practices, essentially belonging to a special of does not legitimate competition behavior, this is two species sales channel Zhijian of competition, limit channel damage has consumer of interests, violation has anti-monopoly method under of related provisions. Protection of property who asked not to be named told reporters that at present, many areas in the new car or not sale buy insurance over the phone (Nanjing), and also stated that the protection of the person is being piloted in some areas, believe in the near future will launch a new car insurance on phone channels. "Manuscript statement" without the daily economic news authorized use, offenders. If you want to reprint or learn more about the highlights, log's official website: