Pages

Tuesday, June 7, 2011

Don't forget to ask for the car insurance terms stolen emergency and non indemnity insurance required plus

Buy new car later, apart from to the outside of the new vehicle licence, buying insurance is a very important thing. Based on his or her actual situation of the car insurance, which insurance, which should not be on the top, on which insurance does not work? In the choice of vehicle insurance coverage when on two primary risks must be. First, car damage insurance, second, third party liability insurance. After both Xianzhong was owner of the vehicle in an accident, loss of people and vehicles can be the basic guarantee of compensation. Recommended reading insurance weekly: variable annuity pilot started five first elected to the insurance enterprises in violation of Beijing-Shanghai promotions fined 500,000 insurance circles "Wang yawei" surfaced exaggerating the gains did not mention the risk of banking and insurance disputes should continuously give families "pillar" feet on joint insurance regardless of non-indemnity insurance is zehui Shi Qiming Immortals watch lectures on disk to create the superior, there are two additional insurance proposal owners on the best. One was stolen emergency, and the other is excluding from pay insurance. Stolen emergency ensures that once the vehicle has been stolen or robbed, owners of loss to be compensated. Insurance on the terms of the insurance company now has a Franchise, vehicle owners to take full responsibility in the accident, the insurance company from lost 20%, the primary responsibility for compensation of 15%, the same responsibility-free pay 10%, secondary liability compensation of 5%. In order to allow themselves the economic compensation to reduce to a minimum, owner of the best and more than 100 Yuan to buy a excluding from pay insurance, so that vehicle owners to take more responsibility in the accident, the insurance company will ask the owner to pay the full premium. Insurance is an important component of the insurance contract. When the signing of the insurance contract, the owner must to the salesman and asked for, and see their rights and obligations, so that the claims are well under. Periodically, because insurance companies will not make modifications to the terms, if the owner does not know the original signed what is provided for under the terms of, most likely at the time of claim expense. Terms that do not understand, should require the insurance company to make a clear explanation, and will explain the content to form words as the annex to the contract. Before signing the insurance agents provide product instruction only, does not produce the insurance contract, insurance rates and other relevant information, consumers should have refused to buy.